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According to a 2014 Catalyst Census [1], women hold only 4.2 percent of the CEO positions and 19.2 percent of board seats at S&P 500 companies. If your credit is good, you may be approved for a larger loan than you actually need, but Goldin cautioned against borrowing all that money if you can get by with a lesser amount. "Only take as much as you need," he said. "Determine the right amount of capital for your business needs and really have a plan for your money.

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